Smarter Financing
Starts Here
Flexible funding solutions built to meet your business needs.
What Would Your Business Achieve With The Right Financing?
Lexington Is Proud to offer smart funding solutions designed to help your business grow
Low Interest & Flexible Terms
Our priority is that your needs are met, to your full satisfaction, every time.
Government Backed Funding
We work with you to come up with ideas that are right for you and your clients.
Expert Guidance
Your satisfaction is our #1 priority. We'll do what it takes to find the best solution.
Tailored Funding Programs
We've won many industry awards, including most innovative and agile.
Explore SBA Loan Programs
SBA 7(a)
The SBA 7(a) Loan Program is the most popular option, offering flexibility for a wide range of business purposes, including working capital, equipment purchases, refinancing debt, or even acquiring a business.
Terms:
Loan amounts up to $5 million, with repayment terms up to 10 years for working capital and 25 years for real estate.
Rates:
Competitive variable and fixed rates, typically Prime + 1%-3%.
Use Cases:
Ideal for expansion, new equipment, working capital, Business Acquision, Commercial Real Estate, Franchising
Qualifications:
Good personal credit, strong business financials, and the ability to meet SBA guidelines.
Nuances:
The 7(a) program can take several weeks for approval, requiring thorough documentation and compliance with SBA regulations.
SBA 504
The SBA 504 Loan Program focuses on long-term investments, such as purchasing real estate, machinery, or other fixed assets to grow your business.
Terms:
Loans up to $5.5 million, repayment terms of 10, 20, or 25 years.
Rates:
Competitive variable and fixed rates, typically Prime + 1%-3%.
Use Cases:
Buying or constructing commercial real estate, heavy equipment, or renovations.
Qualifications:
Strong credit and the ability to provide at least 10% equity.
Nuances:
The 504 program requires partnering with a Certified Development Company (CDC) and can take longer due to multiple parties involved.
SBA Express
The SBA Express Loan Program is designed for businesses needing fast access to funds, with streamlined approval processes and fewer documentation requirements.
Terms:
Loan amounts up to $500,000, with repayment terms of up to 7 years for lines of credit and 10 years for loans.
Rates:
Slightly higher than other SBA loans, typically Prime + 4.5-6.5%.
Use Cases:
Quick working capital needs, smaller projects, or short-term expenses.
Qualifications:
Good credit, a clear repayment plan, and basic financials.
Nuances:
Approval is typically within 36 hours, making it ideal for urgent funding needs.
SBA Micro
Terms:
Loan amounts range from $1,000 to $50,000, with repayment terms up to 6 years.
Rates:
Fixed rates typically between 6-13%.
Use Cases:
Starting a business, purchasing inventory, or covering minor operational costs.
Qualifications:
Less stringent requirements but may include training or counseling.
Nuances:
This program is managed through nonprofit intermediaries, which may lead to additional requirements
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01
Share Your Goal
Tell us a little about yourself, your business, and your financial goals. This helps us identify the best SBA loan options for you.
02
Connect With Our SBA Experts
Our in-house SBA team will review your information and explore all available funding options. We’ll match you with the solution that fits your needs.
03
Streamline Your Application
We’ll ensure your application is accurate and complete, with all the required documents. Our team will guide you every step of the way.
04
Get Funded
Secure the SBA loan you need to grow your business. We make funding simple and hassle-free.
Let's Get Started
SBA
Why Choose Lexington?
Flexible Financing Options
With access to a wide range of funding solutions, we ensure you have all available options in front of you. Whether it’s an SBA loan or Line Of Credit, we help you find the right fit when capital is needed.
Comprehensive Guidance
Our team goes the extra mile to ensure every detail of your application and documents is handled with care. Beyond that, we take the time to break down your financing options, helping you understand each product so you can make confident, well-informed decisions about your business’s future.
Fast Approvals and Funding
We know that time is critical for your business. That’s why we work quickly to get your funding approved and delivered without delays.
Customized Solutions
We understand every business has its own story and unique financial needs. We provide tailored financing options to ensure you have access to the best solutions available and help set your business up for continued success with competitive rates and terms.
Did you Know...
According to the U.S. Small Business Administration (SBA), 46.4% of private sector employees work for small businesses, and 99.9% of all businesses in the U.S. are classified as small businesses.
At Lexington Capital Holdings, we are dedicated to supporting the entrepreneurs and business owners who drive innovation, create jobs, and strengthen their communities.
Our mission is to empower these businesses by providing customized financial solutions that fuel their growth and success.
As a trusted financial marketplace and brokerage, we connect small businesses with the capital they need, Through traditional and alternative options.
We simplify the financing process, offering expert guidance, personalized support, and a wide range of tailored solutions to meet the unique needs of every client.
Testimonials
Don't Just take our word for it, See what Hundred's of business owners across the nation have to say
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