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Flexible funding solutions built to meet your business needs.

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What Would Your Business Achieve With The Right Financing?

Lexington Is Proud to offer smart funding solutions designed to help your business grow

Low Interest & Flexible Terms

Our priority is that your needs are met, to your full satisfaction, every time. 

Government Backed Funding

We work with you to come up with ideas that are right for you and your clients.

Expert Guidance

Your satisfaction is our #1 priority. We'll do what it takes to find the best solution.

Tailored Funding Programs

We've won many industry awards, including most innovative and agile. 

Explore SBA Loan Programs

Navigating the SBA loan process can be challenging, but we make it easier by connecting business owners with SBA-approved lenders to find the right financing solutions for their goals.

SBA 7(a)

The SBA 7(a) Loan Program is the most popular option, offering flexibility for a wide range of business purposes, including working capital, equipment purchases, refinancing debt, or even acquiring a business.


Terms:

Loan amounts up to $5 million, with repayment terms up to 10 years for working capital and 25 years for real estate.


Rates:

Competitive variable and fixed rates, typically Prime + 1%-3%.


Use Cases:

Ideal for expansion, new equipment, working capital, Business Acquision, Commercial Real Estate, Franchising


Qualifications:

Good personal credit, strong business financials, and the ability to meet SBA guidelines.


Nuances:

The 7(a) program can take several weeks for approval, requiring thorough documentation and compliance with SBA regulations.

SBA 504

The SBA 504 Loan Program focuses on long-term investments, such as purchasing real estate, machinery, or other fixed assets to grow your business.


Terms:

Loans up to $5.5 million, repayment terms of 10, 20, or 25 years.


Rates:

Competitive variable and fixed rates, typically Prime + 1%-3%.


Use Cases:

Buying or constructing commercial real estate, heavy equipment, or renovations.


Qualifications:

Strong credit and the ability to provide at least 10% equity.


Nuances:

The 504 program requires partnering with a Certified Development Company (CDC) and can take longer due to multiple parties involved.


SBA Express

The SBA Express Loan Program is designed for businesses needing fast access to funds, with streamlined approval processes and fewer documentation requirements.


Terms:

Loan amounts up to $500,000, with repayment terms of up to 7 years for lines of credit and 10 years for loans.


Rates:

Slightly higher than other SBA loans, typically Prime + 4.5-6.5%.


Use Cases:

Quick working capital needs, smaller projects, or short-term expenses.

Qualifications:


Good credit, a clear repayment plan, and basic financials.


Nuances:

Approval is typically within 36 hours, making it ideal for urgent funding needs.

SBA Bolt

Terms:

Loan amounts range from $1,000 to $50,000, with repayment terms up to 6 years.


Rates:

Fixed rates typically between 6-13%.


Use Cases:

Starting a business, purchasing inventory, or covering minor operational costs.


Qualifications:

Less stringent requirements but may include training or counseling.


Nuances:

This program is managed through nonprofit intermediaries, which may lead to additional requirements

01

Share Your Goal

Tell us a little about yourself, your business, and your financial goals. This helps us identify the best SBA loan options for you.

02

Connect With Our SBA Experts

Our in-house SBA team will review your information and explore all available funding options. We’ll match you with the solution that fits your needs.

03

Streamline Your Application

We’ll ensure your application is accurate and complete, with all the required documents. Our team will guide you every step of the way.

04

Get Funded

Get connected with SBA-approved lenders and secure the funding your business needs. We simplify the process and guide you every step of the way.

Let's Get Started

SBA

Lexington Capital Holdings is a financial marketplace and brokerage, not a direct lender. We assist businesses in finding the best funding solutions by working with a network of trusted lending partners. Loan terms, rates, and approvals are determined by the lending institutions.

Why Choose Lexington?

Flexible Financing Options

With access to a wide range of funding solutions, we help you explore financing options through our network of trusted lending partners. Whether it’s an SBA loan or a Line of Credit, we guide you to the right fit when capital is needed

Comprehensive Guidance

Our team goes the extra mile to ensure every detail of your application and documents is handled with care. Beyond that, we take the time to break down your financing options, helping you understand each product so you can make confident, well-informed decisions about your business’s future.

Fast Approvals and Funding

We know that time is critical for your business. That’s why we move quickly, working with our network of lenders to help you secure fast approvals and funding without delays.

Customized Solutions

We understand every business has its own story and unique financial needs. We provide tailored financing options to ensure you have access to the best solutions available and help set your business up for continued success with competitive rates and terms.

Did you Know...

According to the U.S. Small Business Administration (SBA), 46.4% of private sector employees work for small businesses, and 99.9% of all businesses in the U.S. are classified as small businesses.


At Lexington Capital Holdings, we are dedicated to supporting the entrepreneurs and business owners who drive innovation, create jobs, and strengthen their communities.

Our mission is to empower these businesses by connection business owners with customized financial solutions that fuel their growth and success.

As a trusted financial marketplace and brokerage, we connect small businesses with the capital they need, Through traditional and alternative options.

We simplify the financing process, offering expert guidance, personalized support, and a wide range of tailored solutions to meet the unique needs of every client. 

Testimonials

Don't Just take our word for it, See what Hundred's of business owners across the nation have to say

Got questions? We’ve got answers.

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  • What is an SBA loan, and how does it work

    SBA loans are government-backed loans provided by approved lenders to help small businesses access affordable financing. The SBA guarantees a portion of the loan, reducing the risk for lenders and making it easier for businesses to qualify.SBA loans are government-backed loans provided by approved lenders to help small businesses access affordable financing. The SBA guarantees a portion of the loan, reducing the risk for lenders and making it easier for businesses to qualify.

  • What types of businesses qualify for SBA loans?

    Most small businesses with good credit, a solid business plan, and the ability to repay the loan qualify. The SBA focuses on businesses operating for profit and meeting specific size standards.

  • How long does it take to get approved for an SBA loan?

    Approval times can vary depending on the program. SBA Express loans may take as little as 36 hours, while 7(a) or 504 loans could take several weeks due to the required documentation and review process.

  • What are the typical interest rates and repayment terms for SBA loans?

    Interest rates vary by program but are generally competitive, with options for fixed or variable rates. Repayment terms can range from 6 years for Microloans to 25 years for real estate under the 504 Loan Program.

  • What documentation is required to apply for an SBA loan?

    Required documents typically include tax returns (personal and business), profit and loss statement, balance sheet, a personal financial statement, and a detailed business plan. Specific requirements vary by loan type.

Lexington Capital Holdings is a financial marketplace and brokerage, not a direct lender. We assist businesses in finding the best funding solutions by working with a network of trusted lending partners. Loan terms, rates, and approvals are determined by the lending institutions.