Term Loan Vs Line of Credit

What's Right for your Business?

What’s the real difference between a term loan and a line of credit—and more importantly, when should you use each?

In this video, Appio Fragoletti, Director of Banking Relations at Lexington Capital Holdings, breaks down the key differences between these two powerful funding tools and how smart business owners use them strategically to grow.

This isn’t about which option is better, it’s about understanding how each one fits into your business plan.

The 3 SBA Loan Programs Explained

What’s the real difference between SBA 7(a), SBA 504, and SBA Express and more importantly, which one should you actually use?

In this video, Travis Teng, Director of SBA at Lexington Capital Holdings, breaks down the three core SBA loan programs and how smart business owners use each one strategically to grow.

SBA Loans Vs Traditional Bank Loans

SBA loan or traditional bank loan... which one is right for your business?

In this video, Travis Teng from Lexington Capital Holdings breaks down the key differences between SBA loans and traditional bank loans, including risk tolerance, repayment terms, and the approval process.

LEXLOC Explained: The Line of Credit Built for Business Owners

If you’re a business owner who needs flexibility, not just a lump sum loan, this video is for you.

In this breakdown, Appio Fragoletti, Director of Banking Relations at Lexington Capital Holdings, explains exactly how the Lexington Line of Credit (LexLoc) works, who it’s built for, and how smart business owners are using it to grow without choking their cash flow.



The Role of Funding

Opportunities don’t wait — and neither should your funding strategy.

In this episode, Corey Digi, Director of Funding at Lexington Capital Holdings, breaks down what it really means to prepare your business for unexpected opportunity.



Instead of thinking about funding as a last-resort solution, Corey reframes it as a strategic growth tool. He walks through the critical mindset shift that separates businesses that capitalize on opportunity from those that hesitate and miss it.

How to Get Approved for an SBA  Loan in 2026

Getting approved for an SBA loan in 2026 doesn't have to be complicated.

In this video, we break down exactly what lenders are looking for, the biggest mistakes business owners make, and how you can improve your chances of getting approved before you apply.

Is Debt Always Bad? The Truth About Good vs Bad Debt for Business

From faster approvals to personalized support, we make the SBA loan process simple, strategic, and tailored to your goals.

Whether you're expanding, hiring, or just getting started—this video breaks down how Lexington helps you access SBA funding without the stress.

Why Choose SBA Loans Through Lexington Capital Holdings

From faster approvals to personalized support, we make the SBA loan process simple, strategic, and tailored to your goals.

Whether you're expanding, hiring, or just getting started—this video breaks down how Lexington helps you access SBA funding without the stress.

How to Navigate Lending with Clarity and Confidence

Feeling overwhelmed by business loan options—or tired of getting denied?

At Lexington Capital, we don’t just help you get funded—we help you get it right. In this video, we walk you through how our team matches business owners with the right funding solutions based on your actual needs, not just what a lender is pushing.

Understanding the SBA

In this video, Travis, Director of SBA, takes you through a comprehensive breakdown of the SBA 7(a) Loan Program, the Small Business Administration's flagship loan program.

From its most common uses, like working capital, equipment purchases, and real estate financing, to the qualifications needed to apply, Travis breaks it all down in simple terms.



Which Financing Option Is Best For My Business?

Every business needs funding — but not every funding fits your business.

Watch this video to find out which path fuels your next stage of growth.

The right financing isn’t just about the lowest rate — it’s about the right structure, timing, and partnership.

Credit Models Explained: Key Differences You Need to Know

Understanding credit models can make all the difference when it comes to navigating your financial options.

In this video, we break down the major credit models, from FICO to VantageScore, explaining how they’re used, what they measure, and why scores may vary across different platforms.

Understanding Business Loan Approvals: What Lenders Look For

Corey Digi breaks down the business loan approval process, explaining what lenders look for, how factors like your personal credit score, business revenue, and affordability affect decisions, and when additional documents may be needed. Get clear insights to help your business secure funding.

Whether you're a startup or an established company, understanding these key factors can make all the difference.

The Secret to Better Business Deals (Most Owners Miss This)

Negotiation can make or break your business growth.

Too many owners think the first offer they get is the only option—but the truth is, deals are almost always negotiable. In this video, we break down 7 proven strategies to help you.

The result? More flexibility, more breathing room, and better opportunities for long-term growth.

How To Use an MCA Responsibly! - What You Need To Know

Thinking about getting a Merchant Cash Advance for your business?

In this video, we break down when it makes sense to use an MCA, how to use it responsibly, and what to watch out for so you can keep your business finances strong without risking cash flow issues.

The Last Man Standing: What It Really Takes to Win in Business

In business, it’s easy to start. The real test? Staying in the game when everyone else folds.



In this video, Frankie DiAntonio—CEO of Lexington Capital Holdings—talks about what it truly takes to win in business. From long nights and tough decisions to resilience, leadership, and loyalty, this is the mindset behind being the last man standing.

Why Smart Business Owners Are Ditching Banks for Faster Funding

Tired of waiting weeks for a bank loan—only to get denied?

Today’s entrepreneurs need speed, flexibility, and real support. That’s where non-bank lenders come in. In this video, we break down why more business owners are choosing smarter funding options with Lexington Capital Holdings.

What To Do BEFORE You Apply For Business Credit

Applying for business credit? Watch this before you apply!

We’re breaking down the steps you should take to boost your chances of getting approved — from organizing your finances to building business credibility.

✔️ What lenders really look for

✔️ How to prepare your business profile

✔️ Mistakes to avoid before applying